US87165BAM54 · Corp · USDInvestment Grade · BBB-

Synchrony Financial 3.95% 2027/12

Synchrony Financial United StatesGLOBALSenior Unsecured

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MID PRICE

100.69

par = 100

YIELD TO MAT.

4.64%

semi-annual

COUPON

3.950%

semi-annual · fixed

MATURITY

2027-12-01

bullet · 1.56y

OUTSTANDING

—

not disclosed

AS OF

2026-05-08

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About this bond

AI BRIEF · GROUNDED IN STRUCTURED DATA

About the issuer

Synchrony Financial is an American consumer financial services company with its headquarters in Draper, Utah, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

Source: Wikipedia →

Risk analytics

SEMI-ANNUAL · BULLET · PAR 100

Modified duration

1.46 y

1bp ↑ ≈ -0.015% P&L

Convexity

2.92

higher = more curvature

Years to maturity

1.56 y

YTM source

Ingested

Market signals · funds disclosing this bond

Signal	Category	Exposure	Last move	Weight	As of
Baird Aggregate Bond NPORT	Mutual Fund	$44.3M	—	0.08%	2025-09-30
Baird Core Plus Bond NPORT	Mutual Fund	$42.5M	—	0.10%	2025-09-30
Baird Short-Term Bond NPORT	Mutual Fund	$42.0M	—	0.37%	2025-09-30
Fidelity Series Investment Grade Bond NPORT	Mutual Fund	$41.5M	—	0.11%	2025-08-31
Fidelity Investment Grade Bond Central NPORT	Mutual Fund	$37.1M	—	0.09%	2025-09-30
Lord Abbett Short Duration Income NPORT	Mutual Fund	$25.8M	—	0.06%	2025-08-31
Baird Intermediate Bond NPORT	Mutual Fund	$25.3M	—	0.21%	2025-09-30
Fidelity Total Bond NPORT	Mutual Fund	$24.2M	—	0.06%	2025-08-31
Fidelity SAI Total Bond NPORT	Mutual Fund	$14.0M	—	0.07%	2025-08-31
Vanguard Total Bond Market Vanguard	US Aggregate	$12.7M	—	0.00%	2026-03-31
Vanguard Short-Term Corporate Bond Vanguard	US Corporate Short	$12.6M	—	0.03%	2026-03-31
VANGUARD TOTAL BOND MARKET INDEX FUND NPORT	Mutual Fund	$11.2M	▲ $124K	0.00%	2025-12-31
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND NPORT	Mutual Fund	$11.0M	—	0.02%	2025-08-31
Invesco BulletShares 2027 Corporate Bond Invesco	BulletShares 2027 Corporate	$10.0M	▲ $4K	0.22%	2026-05-05
Strategic Advisers Core Income NPORT	Mutual Fund	$9.6M	—	0.02%	2025-08-31
Invesco BulletShares 2027 Corporate Bond NPORT	Mutual Fund	$8.4M	—	0.21%	2025-08-31
Strategic Advisers Fidelity Core Income NPORT	Mutual Fund	$8.1M	—	0.01%	2025-08-31
SPDR Portfolio Short Term Corporate Bond NPORT	Mutual Fund	$7.9M	—	0.10%	2025-09-30
iShares iBonds Dec 2027 Term Corporate iShares	iBonds 2027 Corporate	$7.0M	▲ $6K	0.18%	2026-05-08
iShares iBonds Dec 2027 Term Corporate NPORT	Mutual Fund	$6.3M	—	0.18%	2025-10-31
BlackRock Total Return NPORT	Mutual Fund	$6.3M	—	0.04%	2025-09-30
SPDR Portfolio Short Term Corporate Bond SPDR	US IG Corporate Short	$6.2M	▼ $24K	0.06%	2026-05-05
iShares 1-5 Year Investment Grade Corporate Bond NPORT	Mutual Fund	$6.1M	—	0.03%	2025-08-31
Invesco Equity and Income NPORT	Mutual Fund	$5.7M	—	0.05%	2025-08-31
iShares 1-5 Year Investment Grade Corporate Bond iShares	US IG Corporate 1-5Y	$5.7M	▲ $3K	0.03%	2026-05-08