Your Fit vs Sherpa Signal
The two scores look similar — both are 0–100 with a leg breakdown — but they measure different things:
| Your Fit | Sherpa Signal | |
|---|---|---|
| Question | Does this match MY portfolio? | How do institutions position? |
| Personalized | Yes — different per user | No — same for every viewer |
| Anchored on | Your positions + watchlist | Institutional panel disclosures |
| Legs | Duration / Sector / Rating / Curve | Breadth / Size / Concentration / Credit / Flow |
The four axes
- Duration fit — how close the bond's tenor is to your portfolio's typical maturity profile.
- Sector preference — how represented the bond's sector is in your book. Bonds in sectors you already own tend to score higher; new sectors get a mild discount rather than zero — diversification has value.
- Rating cohort — how close the bond's credit rating is to the average rating of your portfolio.
- Curve position — relative-value indicator. Currently shows a neutral baseline; will sharpen as our benchmark-curve coverage broadens.
How it learns
Your fit profile is built from your portfolio positions and watchlist. Larger positions tilt the profile more than smaller ones; watchlist entries contribute at a smaller weight so you can shape recommendations before committing capital.
Three things drive the profile:
- Your rating mix — a portfolio of A-rated names produces a different rating cohort than one full of BB-rated names.
- Your duration profile — a short-duration book rates 30y issues as a poor duration fit; a barbell sits closer to the center.
- Your sector mix — heavy in one sector makes that sector your top preference; absent sectors get a small fit penalty rather than zero.
Anon / no-portfolio mode
When you're signed out, or you have no positions yet, Your Fit shows a Preview state — every axis returns a neutral 50 with the personalization flag off. The breakdown bars render but in a muted color so it's visually clear this isn't a real score.
Sign up + add at least one position to turn the score on. Adding positions takes ~30 seconds and changes both Your Fit and the recommendations on the For You surface.
Where Your Fit appears
- Screener drawer — when you click a bond row, the right-side drawer shows Your Fit and Sherpa Signal side-by-side.
- Bond detail page — Your Fit appears as its own section, above the Sherpa Signal block. Same composite + breakdown as in the drawer.
- Screener rank pill — when sorting by Your Fit, the drawer shows "#18 of 23 by fit" so you can see where this bond places in your current filtered set.